Experience amazing financing terms with an exclusive builder-offered FIXED interest RATE for qualified buyers, significantly below market levels, plus a substantial DOWN PAYMENT ASSISTANCE (DPA) package to make homeownership more attainable-buyers only need to qualify for a loan amount of approximately $380K for the low FIXED RATE. With NO METRO TAX! Buyers can also explore outside lenders for flexible loan options, including FHA, CHFA, VA, or portfolio loans for lower down payment options. This stunning 4-bedroom, 2.5-bathroom townhome with a 1-car attached garage is a rare find just 2 miles south of downtown Loveland. Inside, modern elegance meets everyday convenience with sleek quartz countertops, stainless steel appliances, Shaker-style cabinetry with brushed nickel hardware, and contemporary finishes throughout. The main level features durable luxury vinyl plank flooring, while year-round comfort is ensured with central AC, ceiling fans in every bedroom, a high-efficiency 95% furnace, and a Navien on-demand hot water heater. Step outside to a fully enclosed, dog-friendly fenced yard with professional landscaping, ideal for relaxation or entertaining. The HOA takes care of snow removal for the driveway, front walkway, and sidewalks, as well as front yard lawn care, and the home is ready for high-speed internet connection with Pulse. Available exclusively to owner-occupants who have not owned a home within the past three years, with exceptions for those displaced due to divorce or separation, this opportunity is not open to investors. With the special financing offer, your estimated monthly payment could be lower than the average rent, making homeownership an affordable and smarter choice. This is high-quality homeownership at an unbeatable value-don't miss your chance to own a premium home at a price you won't find anywhere else, contact us today to check your eligibility and secure personalized loan terms!