Welcome to this charming 3bed/2bath home in Loveland CO that combines comfort, space, and opportunity in one perfect package! Coveted Cherry Hills neighborhood just a short stroll from the serene shores of Lake Loveland. Close to golf courses& downtown Loveland this property is ideal for those who love outdoor adventures & community living. As you step inside, you'll be greeted by a spacious, light-filled living room with newer flooring flows seamlessly into the kitchen and backyard space.The comfortable kitchen layout offers updated butcher block counters, ample cabinetry, eat in dining & a convenient layout leading to the large backyard. Door to the attached single car garage is conveniently located off of kitchen. On the upper level, where you'll find three generously sized bedrooms. The updated shared full bathroom has been thoughtfully designed, making it both stylish and functional.The lower level offers exciting potential with a separate exterior entrance, making it perfect for rental income, an in-law suite, or a private home office/business.This versatile space includes a cozy garden level living area, laundry, potential for a kitchenette, 3/4 bathroom and can easily add an additional bedroom providing privacy and comfort for guests or tenants.The huge backyard offers plenty of space for the garden enthusiast, garden beds and additional retro style shed for all your outdoor needs Imagine hosting summer barbecues or enjoying a peaceful fall evening under the stars. Newer flooring and exterior paint Perfectly situated in the heart of Loveland, a coveted neighborhood with easy access to local amenities, parks, and recreational activities.You'll love the community vibe and proximity to Lake Loveland's scenic trails, fishing spots, and beautiful picnic areas. NO HOA or metro tax, minutes to golf, downtown and 30 min to Estes Park or downtown Fort Collins.Seller will consider all offers, including ones with concessions for this outstanding potential filled home.