First-time homebuyer? This is the opportunity you've been waiting for. Skip the metro district taxes, avoid deed restrictions, and take advantage of a rare financing package that makes owning a home more affordable than you ever imagined. The builder is offering a BELOW MARKET FIXED INTEREST RATE plus generous DOWN PAYMENT ASSISTANCE-which means NO MORTGAGE INSURANCE and a monthly payment comparable to condos and townhomes priced $125K less. This isn't just a home-it's a smarter financial choice. Located in desirable south Loveland, this spacious 4-bedroom, 2.5-bath townhome includes a 1-car attached garage and a fully fenced, professionally landscaped yard. Inside, enjoy modern finishes like luxury vinyl plank flooring, stainless steel appliances, Shaker-style cabinetry, and a stylish, open-concept layout. Comfort and efficiency come standard with a Navien on-demand water heater, high-efficiency furnace, central A/C, and ceiling fans in every bedroom. HOA perks include snow removal (driveway, walkways, sidewalks), front yard lawn care, and access to Pulse high-speed internet. Reserved for owner-occupants who haven't owned in the past 3 years (with exceptions for divorce or separation), this program is designed to help you step confidently into homeownership. Make your move-this isn't affordable housing, it's quality living made financially possible. Reach out today to see how you can qualify and make this home yours before it's gone. Only 2 townhomes left.