Low rate Assumable! 4 bedroom Colonial style home with No HOA OR Metro! This home has been well cared for and has a lot to offer for the price. Situated in a quiet, friendly, No HOA neighborhood, this property boasts an ideal location just minutes from downtown Berthoud and an easy drive to Loveland, Longmont, and even Boulder. With over 2200 square feet of well-designed living space, this home provides room to grow and entertain. This modern colonial style home has many features you won't find in today's cookie cutter homes. The modern kitchen is a chef's dream featuring stainless steel appliances, ample counter space, and slate tile floors, perfect for casual meals or gatherings with friends and family. Main floor primary has double outside doors and a adjoining 3/4 bath. Two bedrooms upstairs and a full bath & laundry. The basement is finished and offers a large tv/theater room with an office or non-conforming bedroom. Enjoy Colorado's beautiful weather on the large, fully-fenced backyard with a patio area ideal for barbecues, relaxation, and play.