Amazing opportunity to assume VA loan with a fixed interest rate of just 3.125% (buyer does not need to be VA eligible to assume the loan)... ask for more details! Discover this rare gem-a spacious all-brick 2-bedroom, 3-bathroom townhome with a fully finished basement and no HOA or Metro District! Nearly 2,500 finished sq. ft, this beautifully maintained home boasts a lush, privacy fenced yard (with a sprinkler system) and serene covered back patio... ideal for entertaining or simply relaxing in your own private oasis. Inside, you'll find generous room sizes and a versatile basement complete with a workshop or craft area plus space to convert into additional bedrooms... perfect for customizing to your lifestyle! The home features numerous recent updates, including a newer roof, laminate flooring throughout, stainless steel kitchen appliances, a radon mitigation system, fresh interior paint and a large 2-car attached garage with exterior access. Conveniently located just two blocks from McKee Medical Center and McKee Park, and only a 5-minute drive to Boyd Lake State Park, the Chilson Recreation Center, and the Loveland Public Library. Don't miss this move-in-ready opportunity in a prime location! Buyer to verify schools, square footage/measurements, and flood plain information.