Save money from day one with this rare Loveland townhome located in a well-established, beautifully maintained community with no metro tax district. The seller is including 12 months of HOA dues paid ($380/month) and a 1-year home warranty, giving you over $5,000 in upfront savings before you even move in. The flexible floor plan offers nearly 1,800 sq ft above grade with an unfinished basement ready for future equity. The main level features an open kitchen, dining, and living area with a cozy double-sided fireplace and access to a balcony, perfect for fresh-air living and entertaining. Upstairs, you'll find three spacious bedrooms and two bathrooms, including a comfortable primary suite with private bath. An attached 2-car garage provides added convenience and storage. Enjoy low-maintenance living in a mature neighborhood close to shopping, dining, and outdoor trails. With HOA fees covered for the first year, no metro tax, and a home warranty included, this property offers exceptional value and is positioned as one of the best opportunities in Loveland right now.