Exceptional Walkout Ranch in Lakes at Centerra - A Patio Home Dream! Assumable VA Loan, call agent for details. Welcome to this stunning 3-bedroom, 3-bathroom ranch home with a 3-car heated garage in the highly desirable Lakes at Centerra community! Designed for seamless indoor-outdoor living, this property is packed with incredible outdoor spaces, including a front courtyard with a gas fireplace for cozy evenings, a back deck featuring a fire pit, and a walkout lower patio complete with a hot tub.With HOA-maintained yard and snow removal, this home offers the ease of patio home living while delivering the space and functionality of a single-family residence.Inside, the open floorplan is centered around a massive kitchen island, perfect for gathering and entertaining. The living area features a warm and inviting fireplace, and a sunroom provides the perfect spot to start and end your day. Brand-new carpet throughout adds a fresh, stylish touch to the home!The primary suite is generously sized, boasting a new soaking tub, a large shower, and a walk-in closet for ultimate comfort. A separate butler's pantry off the kitchen, complete with a bar, enhances both convenience and style.The spacious 3-car garage offers ample storage and even room for a workshop or extra recreational gear.Downstairs, the unfinished basement is ready to be customized to suit your needs, with two rough-ins for bathrooms, space for an additional guest suite, and abundant natural light from the walkout.Beyond the home itself, the Lakes at Centerra community shines with miles of trails, two lakes, a clubhouse, and more. Enjoy easy access to I-25 for commuting to Denver, plus the convenience of being minutes from downtown Loveland and a short 20-minute drive to Old Town Fort Collins.Don't miss out on this rare opportunity to own a walkout ranch in one of Northern Colorado's most sought-after neighborhoods!