Preferred lender at Legacy Lending is offering a lender-paid 2-1 interest rate buydown, and sellers are also offering $5,000 in concessions to be used toward closing costs! Welcome to 533 W 3rd Street; where historic charm, craftsmanship, and unbeatable location come together in one perfectly packaged downtown Loveland home. Just blocks from restaurants, shops, art galleries, Lake Loveland, river trails, parks, and schools, this spacious South facing 2-bedroom gem offers a blend of original character and thoughtful updates, with multiple living spaces that provide flexibility to relax, work, or entertain with ease. Throughout the main level, you'll find tasteful artisan tilework, a beautiful kitchen bar top that adds warmth and style, main-floor laundry and bath, and a convenient flex room with a large closet that highlights the home's well-thought-out storage. Recent upgrades include a new furnace, central air with extended ductwork to the upper level, updated electric panel, newer water heater, and appliances all under 3 years old. Ceiling fans in both bedrooms, attic and eave storage, and built-ins further enhance the home's functionality. The backyard is a private oasis: the custom wrap-around front porch flows through the handcrafted metal gate into a peaceful side yard seating area, accessible from the dining room's sliding glass door. Across the side walkway, the large, tranquil backyard features a spacious chicken coop with attached flex/storage space, a powered shed, and a powered garage; perfect for hobbies, projects, or a detached office. With Class 4 storm shingles, a regularly maintained sewer line, and a rich history as a Parade of Gardens stop, this rare downtown opportunity offers charm, flexibility, and an unbeatable lifestyle. No HOA or Metro District.