Welcome home to this bright and airy ranch-style gem, nestled on over 1/3 of an acre with a very low HOA! This open-concept home boasts a finished daylight basement and five bedrooms, including the spacious primary suite on the main level, complete with a cedar walk-in closet. Soaring cathedral ceilings and an abundance of windows fill every room with natural light, creating a spacious, inviting atmosphere. The main level features beautiful wood flooring in the living, dining, and kitchen areas, complemented by wood-look tile in the bedrooms. The kitchen offers ample cabinetry, stainless steel appliances, and an efficient layout.Downstairs, the cozy finished basement is perfect for entertaining, with upgraded carpeting, a large family room, game area, and a wet bar. Additional upgrades throughout the home include a water softening system and a recently updated, larger A/C unit. The roof, gutters, and exterior trim were all updated in 2025.Step outside to a professionally landscaped backyard oasis featuring lush Kentucky Bluegrass, cement curbing, and a full sprinkler system in both the front and back yards. Enjoy the outdoors from your low-maintenance composite deck or explore the thoughtfully designed east-side yard with a garden area, enclosed chicken coop, and a sanded bocce ball court. Extras include a large storage building with workbench, a charming studio-style clubhouse (perfect for a she-shed or creative space), and a housed hot tub-ideal for relaxing year-round. Ideally situated just a 6-minute drive to Thompson Valley Towne Center-home to a grocery store, hardware store, UPS, gym, car mechanic, and a variety of restaurants-you'll enjoy both peaceful living and everyday convenience. Plus, you're only a few minutes' walk to Boedecker Lake, 11 minutes from downtown Loveland, and just 40 minutes from the stunning mountain getaway of Estes Park. This home is truly the complete package, inside and out!