Below 4.5% assumable FHA loan! Discover this charming Crystal Lakes mountain retreat nestled in a serene valley beneath Black Mountain, offering amazing 360-degree views of natural landscapes and an abundance of wildlife. Located centrally, this home provides exclusive access to private hiking trails and fishing privileges at nearby lakes. Situated on a tranquil cul-de-sac within walking distance of Panhandle Reservoir and Base Camp, residents can enjoy private amenities and local artisanal events. Surrounding creeks and aspen groves attract diverse wildlife, including year-round moose sightings.Cozy up on cool evenings around the fire pit, marveling at the pristine night sky above, or drift off under the stars visible from the expansive loft windows on the second floor. The upstairs bathroom features an oversized soaking tub for ultimate relaxation. Custom-crafted natural Beetle Kill Pine railings adorn the interiors, complementing the kitchen cabinets. The spacious living room boasts a vaulted ceiling and a cozy wood stove, perfect for winter nights, while the back patio awaits a future hot tub, ideal for watching snowfall. Also included is a historic 1930s CCC cabin with electricity, ideal for use as a workshop or additional storage space. Explore a myriad of outdoor activities just an hour from Fort Collins, including hiking, kayaking, paddleboarding, mountain biking through national forests, snowshoeing, and ice fishing.