Opportunity knocks in the desirable Derby Hill subdivision! This spacious 4-bedroom, 3-bathroom ranch-style home with a finished basement and 2-car garage sits on a generously sized 7,338 sq ft lot and offers the ideal canvas for a savvy investor, flipper, or buyer looking to build instant equity. Priced to reflect the renovation work needed, this home is being sold as-is and will not qualify for FHA or VA financing.Originally built in 1977, the home offers great bones and layout flexibility, including a main-level sunroom that floods with natural light, a comfortable front porch, and a backyard deck perfect for outdoor living. The backyard is a standout feature with its size and potential, while it will need landscaping work, it already includes mature trees and established shrubs that provide a great foundation for future outdoor living or entertaining spaces.Inside, you'll find a classic floorplan with potential to modernize to your taste. The basement includes a wood-burning fireplace (currently covered) and bonus living space, ideal for a future media room, game room, or guest quarters.Additional highlights include a two-car attached garage and a bonus carport-style parking area on the side of the home, great for extra vehicles, toys, or tools. Set in a quiet, established neighborhood close to parks, schools, and Loveland's many amenities, this home offers a rare chance to invest in a property with strong upside potential.With vision and renovation, this property is ready to be transformed into something truly special. A great opportunity for the right buyer to build equity and bring new life to a well-located home in a popular Loveland neighborhood.