This former model home in the heart of Belmar pairs brick brownstone charm with modern convenience and low-maintenance living. Tucked just off the bustle of the shopping district, it offers a rare mix of privacy and walkability; groceries at Whole Foods or Target, morning coffee at The French Press, workout at CorePower yoga, catch a flick at Belmar 16, tacos and margaritas at Lady Nomada, cold beers and good grub at Great Divide Brewery & Roadhouse, and more all within a 5-10 minute stroll. No car required!Inside, the main level is made for gathering with hardwood floors, huge windows, and a generous kitchen with granite countertops, stainless appliances, gas range, and walk-in pantry. The covered patio just off the living room (grill included!) is ready for al fresco dinners or lazy Sunday mornings.Upstairs, you'll find two bedrooms including a spacious primary suite with a soaking tub, double vanity, and walk-in closet, plus a full hall bath and laundry closet for convenience. A versatile third-floor loft adds flex space for work or play. Up top, the fourth-floor bedroom includes a wet bar, wine fridge, and access to your own private rooftop terrace, plus a massive closet big enough to store bikes, gear, or turn into your very own recording studio.Freshly painted with new carpet throughout, this home includes a two-car attached garage, fire suppression system, and easy guest parking.If you've overlooked this one before, it's time for a second look. The space, location, and lifestyle speak for themselves.