This home comes with a seller paid REDUCED RATE as low as 4.875% significantly reducing the Buyer's monthly payment. This home truly welcomes you the moment you arrive-offering everything you need, except an HOA or metro district. With quick access to Old Town Fort Collins and I-25, it provides the perfect blend of peaceful country living just outside city limits and convenient access to town amenities. At the heart of the home is a warm, light-filled living room with vaulted ceilings and skylights that create an open, airy feel. The dining area and updated kitchen-finished with beautiful cabinetry and a farmhouse sink-flow seamlessly together and out to the backyard, making everyday living and entertaining effortless. Beyond the dining space, you'll find a sunken family room that offers generous room to relax or host, along with an attached flexible office area ideal for remote work or creative projects.There are 3 bedrooms and 2 bathrooms, including a spacious primary ensuite with an oversized walk-in shower and dual shower heads. Step outside to enjoy multiple outdoor living areas in a fully fenced, generously sized yard. Raised garden beds, a storage shed, and an oversized two-car garage add practicality, while raspberries, blackberries, rhubarb, and a plum tree make this a gardener's delight. A charming covered front porch adds the finishing touch to this inviting property-a peaceful retreat with no extra restrictions, yet in the county just minutes from everything Fort Collins has to offer.