$10,000 Seller Concession + House Hack Opportunity! Use the concession toward closing costs or an interest rate buydown to help lower the monthly payment, even to return the main level to its original configuration- Garage, 1 Bedroom, 1 Bathroom, Family Room. Additional financing options may be available through Orchard Mortgage, including programs that may help buyers secure a lower interest rate at no additional cost to the buyer. This flexible layout creates a rare opportunity for multigenerational living, rental potential, or house hacking. The private lower level includes its own living space with a bedroom, full bathroom, and convenient kitchenette-ideal for extended family, guests, or additional income possibilities. The upper level features the main living space with a full kitchen, comfortable living area, additional bedrooms, and another full bath. The thoughtful separation of living areas offers both privacy and functionality. Step outside to a fully fenced backyard designed for relaxing and entertaining, featuring a deck, covered balcony, storage shed, and a dedicated hot tub-ready setup-perfect for unwinding under Colorado's big skies after a long day. With flexible living spaces, income potential, outdoor areas to enjoy, and financing opportunities that may help reduce upfront costs, this home presents a compelling opportunity for buyers looking to maximize both value and versatility.