New terms added! Price reduced 20k since 2-21-26 and seller is NOW offering an additional $10,000 credit for upgrades or interest rate buydown. Comps for a 5 bedroom 2-story in Murphy Creek are up to $625k Natural light pours through expansive picture windows and charming accent windows set high above, highlighting the soaring vaulted ceilings and creating a bright, welcoming atmosphere. The spacious living room feels open and airy, enhanced by a second-level catwalk that overlooks the main living area.Fireplace, beautifully framed by a custom wood-paneled accent wall that adds rustic farmhouse character and warmth. Throughout the home, rich, earthy tones and thoughtful details create a calm and comfortable ambiance. The generous kitchen is designed for gathering and entertaining, featuring abundant cabinetry and a striking multi-toned backsplash. Enjoy special occasions in the formal dining room, surrounded by large windows that fill the space, natural light, or savor casual mornings in the cozy breakfast nook. Main floor office could be 5th bedroom with a 3/4 bathroom nearby. Four bedrooms and 2.75 bathrooms, there's plenty of room for family, guests, and everyday living. Ease your mind knowing the roof and hot water heater are less than one year old and the furnace has been cleaned and serviced less than 6 months ago. Step outside to the backyard Trex deck, perfect for summer afternoons and evening get-togethers. The low-maintenance yard means more time to relax and enjoy life. Located just minutes from Murphy Creek Golf Course, featuring championship layouts and an 18-hole executive course, this home is part of a vibrant community offering parks, open spaces, excellent schools, and a peaceful, welcoming atmosphere. This is more than a house. Well worth a look! This property qualifies for a $5,000 Closing Cost Incentive offered by KeyBank as well as 100% financing with NO Mortgage Insurance. So add the sellers 10k credit and have $15,000 for loan costs.