This legal side-by-side duplex with no shared walls combines charm, great location, and investment potential. The cozy bungalow offers a rare opportunity to live for FREE in one unit while paying the mortgage using the other unit as a legal short-term rental in Fort Collins' primary short-term rental zone. Its walkable, peaceful location near City Park, Old Town Fort Collins, and Colorado State University adds unmatched convenience and appeal. Whether you're heading out for a peaceful walk in the park, exploring the vibrant nightlife of Old Town, or taking classes at CSU, this home places you at the center of everything Fort Collins has to offer. With its vintage character, this home blends classic charm with modern updates, creating a welcoming and practical space with a privately fenced backyard for playing with your pets and a cozy gas fireplace for chilly winter days. This property is a great place to call home and also an excellent investment, offering flexibility for generating income or a perfect setup for multi-generational living. Additionally, it has two fully-fenced yards, an oversized 2-car garage, off-street parking, a shared laundry room, separate electric and gas, and shared water. Major improvements include a new roof (2025), new furnace (2021), new water heater (2024), new floors and paint (2020), new sidewalk and patio slab (2022), new fencing (2020), attractive, low-maintenance landscaping (2022), and a new sprinkler/drip system (2022). The front unit is vacant. The rear unit is occupied on a month-to-month lease and can vacate with a 30-day notice. Owner is a licensed agent.