RARE opportunity! Assumable loan available with low interest rate - Buyer must meet VA and lender qualifications to assume existing loan. Seller is willing to owner-finance the difference between purchase price and existing loan! Discover this meticulously maintained and upgraded Yellowstone floor plan by Hartford Homes, perfectly located with no metro district, access to a community pool, and zoning into Poudre School District. With quick access to Fort Collins AND Wyoming, this home offers the ideal blend of style, function, and convenience. Step inside to a bright, open concept layout designed for modern living and effortless entertaining. The main level features luxury vinyl plank flooring, a cozy office or reading nook, designer lighting, updated hardware, and a stunning back-lit stair rail for a touch of elegance. Custom interior design elements create a warm, elevated atmosphere throughout. The gourmet kitchen boasts quartz counter-tops, stainless steel appliances including a double oven/range, and a large island with a built-in trash and recycling pullout - perfect for both every day use and hosting. Upstairs, enjoy a spacious loft for a second living area, with ceiling fans in all bedrooms for year-round comfort. A Class IV impact-resistant roof was installed in 2022 for added durability, and smart home features include a Nest thermostat, owned security system, and smart garage door opener with a camera. Outdoor living is easy with a covered patio, full landscaping, and solar accent lighting. A french drain and non-potable water system offers lower irrigation costs. The over-sized 3 car garage includes a mudroom entry area for daily convenience. The unfinished basement provides endless possibilities for customization and growth, and peace of mind comes with a radon mitigation system and water sensor, which can help to reduce insurance costs.