Quietly nestled on 2.82 acres of mature Ponderosa pines, this 1999 custom home offers timeless craftsmanship, privacy, and a lifestyle rooted in the beauty of Monument's Tri-Lakes region. With 3,834 sq ft, it features 4 bedrooms, 3.5 baths, a finished walkout basement, and a three-car garage-built with enduring materials and meticulous attention to detail. Inside, the coffered-ceiling dining room easily accommodates up to 18 guests, perfect for gatherings. The open layout flows from casual living spaces to formal entertaining areas, while a laundry chute in the master bath adds convenience. The finished walkout basement opens to a second poured-concrete patio, creating a seamless indoor-outdoor experience. Outdoors, pebbled walking trails wind through three private sitting areas, two riverbeds, and wooden bridges leading to a dry basin-often visited by roaming deer. Towering evergreens provide year-round privacy, and winter brings over 110 inches of snow-blanketed charm. Located just 9.4 miles from the U.S. Air Force Academy and minutes from Garden of the Gods, the home offers an easy commute to Colorado Springs or Denver via nearby Highway 105. A small community HOA maintains a friendly, low-restriction atmosphere. Here, you'll enjoy mountain views, fresh air, and a true connection to nature-without sacrificing access to top-rated schools, conveniences, and regional landmarks. If you're seeking tradition, space, and serenity in one exceptional package, this Tri-Lakes retreat delivers. This home is Jubilee-Eligible: Buyer's down payment could be as low as 2% down. Jubilee buys the land and your client rents it, with the option to purchase the land anytime in the future. Great fit for buyers who can afford the monthly payment but are held back by the upfront cost. Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.