The seller is offering up to $26,000 in actual interest savings through a 2/1 temporary rate buydown with a full-price offer-significantly reducing monthly payments during the first two years of ownership. Offer subject to buyer's loan type, down payment, and lender approval. Concession structure may vary for buyers putting down less than 20%. Contact the listing agent for full details and eligibility. There's something about the way this home sits-quiet, elevated, and completely dialed in. Tucked at the end of a cul-de-sac in Montecito, it backs to open space with the Bluffs trail just outside your gate. You get peace, privacy, and views-all without giving up walkability or convenience. Inside? It's smart where it matters, open where it counts, and beautiful in all the right ways. With 6 bedrooms, 5 bathrooms, and 4,756 finished sq ft, there's room for everyone and everything. The main floor features open living areas, soaring ceilings, expansive windows, and connected sightlines throughout. The kitchen opens to the family room and dining area-perfect for entertaining or everyday life. A covered patio extends the space outdoors with plenty of room to grill, relax, or take in the views. A private office with French doors and built-in bar offers the ideal work-from-home setup or cozy retreat. Upstairs, 4 spacious bedrooms and 3 baths include a primary suite with dual vanities, soaking tub, walk-in shower, and a massive closet that feels more like a dressing room. The finished basement includes 2 more bedrooms, 2 baths, a full gym, oversized rec room, wet bar, and a flex space-ideal for a studio, wine cellar, or second office. Upgrades: extended hardwoods, surround sound, new lighting, cast iron railings, custom shutters, full exterior re-stucco (2023), fenced yard, and direct trail access. Montecito offers a private pool, parks, trails, and a welcoming, connected community-just minutes from SkyRidge, Charles Schwab, dining, shops, & light rail.