Back on the market - no fault of the sellers! Previous buyers' financing fell through just before closing, unrelated to inspection or the property itself. Inspection report available upon request. This former model home in the heart of Belmar pairs brick brownstone charm with modern convenience and low-maintenance living. Tucked just off the bustle of the shopping district, it offers a rare mix of privacy and walkability; groceries at Whole Foods or Target, morning coffee at The French Press, workout at CorePower yoga, catch a flick at Belmar 16, tacos and margaritas at Lady Nomada, cold beers and good grub at Great Divide Brewery & Roadhouse, and more all within a 5-10 minute stroll. No car required! Inside, the main level is made for gathering with hardwood floors, huge windows, and a generous kitchen with granite countertops, stainless appliances, gas range, and walk-in pantry. The covered patio just off the living room (grill included!) is ready for al fresco dinners or lazy Sunday mornings. Upstairs, you'll find two bedrooms including a spacious primary suite with a soaking tub, double vanity, and walk-in closet, plus a full hall bath and laundry closet for convenience. A versatile third-floor loft adds flex space for work or play. Up top, the fourth-floor bedroom includes a wet bar, wine fridge, and access to your own private rooftop terrace, plus a massive closet big enough to store bikes, gear, or turn into your very own recording studio. Freshly painted with new carpet throughout, this home includes a two-car attached garage, fire suppression system, and easy guest parking. If you've overlooked this one before, it's time for a second look. The space, location, and lifestyle speak for themselves, priced well below nearby comps.