Welcome to this beautifully maintained 4-bedroom, 3-bathroom home nestled in a peaceful, established subdivision with no HOA or metro district. Offering a smart tri-level layout, this home features a spacious and inviting flow from top to bottom. The main level boasts hardwood flooring in the living room and kitchen. There's also abundant natural light, including two skylights, creating a warm ambiance throughout the main level. Upstairs, you'll find three generous sized bedrooms and two full bathrooms, including a renovated primary bath for your comfort and style. The lower level is the perfect area for spreading out, watching TV, or just relaxing. It flows easily into the backyard and connects with the 2-car garage. The finished basement includes a fourth bedroom, full bathroom, and laundry area-perfect for guests, a home office, or multi-generational living. Step outside to a beautifully landscaped, fully fenced backyard-ideal for entertaining or quiet evenings with loved ones. Enjoy the stamped concrete patio, mature blackberry patch, and fragrant autumn lilac in your own private oasis. With easy access to shopping, dining, US 36, and nearby parks, this home offers both tranquility and convenience. Don't miss your chance to own this well-cared-for gem in a prime location! **This property qualifies for the Community Reinvestment Act (CRA) Affordable Housing Program, with no income restrictions. First-time homebuyer NOT required for program. Please contact listing agent for more details.