*Seller Paid PERMINENT RATE BUY DOWN!* HUGE incentive! This rate lock could be better than a 2/1 rate buy down, but that is an option too for the buyer, or use the credit towards a reduction in purchase price. This home features TONS OF UPGRADES! This charming and thoughtfully upgraded 2-bedroom + loft, 1.5 bath home which features over $120,000 in recent home improvements! Look at all that has been done ($$), leaving minimal improvements for a buyer, should they choose! From the moment you step inside, you'll be greeted by vaulted ceilings and bamboo hardwood floors, creating a bright and inviting atmosphere. The open-concept layout allows for a seamless flow between the living, dining, and kitchen areas-perfect for entertaining. Cozy up by the wood-burning fireplace in on chilly evenings, or step through one of the new Pella sliding glass doors-one leading to a spacious back deck and yard, the other to the private balcony off the primary bedroom. The backyard is fully enclosed with a 6' privacy fence, with 3 sides newly replaced. The modern kitchen features sleek stainless steel appliances and quartz countertops, providing both style and functionality. Upstairs, you'll find two bedrooms, a bright and airy loft, and a full bath. *Loft could be enclosed for a 3rd bedroom*. The bathroom offers ensuite access to the primary bedroom as well as hallway access, adding convenience and flexibility to the space. This home has been meticulously updated for energy efficiency, durability, and low maintenance for years to come! *New 200-amp electrical panel,*New upgraded exterior siding, *New 6" gutters, *All new Pella windows and sliding glass doors, *OWNED solar system for cost-saving energy efficiency. Inside, the professionally painted vibrant and funky color palette makes this home truly unique-but if bold colors aren't your style, all you need is a fresh coat of paint to easily make this home your own (see examples in photos)! Many big-ticket upgrades are already done!